I came across this post based on a question I posed to my inner self and I got the hunch to do an internet search for a phrase. It was so right on with what I needed to hear about my current debt situation. A few months back I came across the Sedona Method which is a great way to release the stuck energy behind our negative emotions. After I read this post it rang so loud in my being that I stopped and used the Sedona Method to release the “undeservingness” I felt and I immediately felt the shift of letting it all go. It was the step I needed to take today and I thank you for sharing.

Sandra

I’d like to thank you for this post and “giving” us this spreadsheet. I came across your site tonight. I had already watched the Tony Robbins and John Reese video this summer about making that first pebble or first dollar doing what you love. I also have the first DVD interview with Frank Kern which inspired me to finish my Busy Day Dream Body website. I found your post tonight about the video after looking up making that first dollar as a refresher, so like attracts like! I was looking for more information on getting that ball rolling for my website. But I saw this post you wrote about debt, and thought about it. I myself have asked the same questions regarding debt. I think you’ve really hit it on the nail! I also think there are so many levels and layers of “undeserving,” a person could even still be thinking prosperous consciously, but still harbor that feeling of not feeling they’ve earned something subconsciously. I have had a lot of indirect and direct experiences with debt.

I do know that the nature of debt starts from sometimes a legit sincere desire (let’s say a slightly risky investment or starting a business marketing on credit cards or school loans) or sometimes a negligent desire (in the case of wasteful consumer spending). I think what happens is that regardless of how it starts the thought “I will pay this later” reinforces the belief “I don’t have enough now,” and so on in a vicious repetitive mental loop cycle of “I never have enough now”. For example many people I know, including myself first encountered debt after either college student loans, or a car accident, or losing a job and paying for necessities and excesses with credit cards etc, or taking on too many expenses too fast. Simultaneously, creditors and high interest rates add fuel to the fire through usury, making a person feel less and less capable of “catching up to deserving” hence so many people in debt, even our society as a whole is in tremendous debt. What’s also nice about this, is if you knock out the little debts first by the time you get to the big lump sum mountains, if you face the creditors honestly you maybe able to knock of 50%, 40%, 35% of what collection agencies are asking (because they know the extra unnecessary compounding they put on the debts anyway is unjustified) and thus you pay closer to what you actually owe.

What’s interesting is I reached kind of a stuck place in marketing my online websites which caused me to look internally, and really go back to working in fitness sales momentarily to keep my online business going. However, I had been strategizing the best way to wipe out a lot of longstanding debts and wiping them out for good even up until tonight to wash away all “underserving” or any type of “I don’t have enough right now” thoughts… or negative thoughts all together! At work, a coworker introduced me to a similar sheet for the accumulation of sales commission adding to my final monthly total based on the number of sales I make (I don’t have the affirmations on that but I might add that!) Considering sales is the type of work where it can be the highest paid hard work, or lowest paid easy work all based on our attitude and effort. I can’t wait to put both the spreadsheet at work into play as Yang- the Upward Spiral of added commissions, with the Yin- downward spiral of diminishing debt. I had also recently gone through John Reese “Reboot Your Brain” process… which I think is also a great supplement to this debt activity. In it, John Reese (the man who made $1,000,000 in one day) explains that before he did that he put his $100,000 debt in front of his face every single day until he made it vanish by listing EVERYTHING he had on his to do list, EVERYTHING he feared, and EVERYTHING he desired!! Very powerful leverage to not only get out of debt but to live in abundance! Thanks again for the spreadsheet!

I know exactly what you mean about the money “dissolving”. If you have a purpose for money it comes to you. If you don’t have a purpose for money, it disappears.

This has the effect of making your subconscious feel like you don’t deserve what you purchased (until you pay off the debt). Of course this makes logical sense, because you HAVEN’T earned it by that point, otherwise you’d pay cash for it, and not with a credit card.

The challenge is that we get “STUCK” and we don’t ever “unprogram” that feeling from our subconscious, so even though we’re making payments on the debt, and we may have paid off 50% of it, our subconscious still believes we haven’t earned 100% of that purchase. That’s why it’s important to keep track of your debts in a spreadsheet such as the one I included in the post.

This can also be applied to “undeservingness” when we get a raise or make more money for example. Make a list of 100 reasons WHY you deserve a raise when you get one, otherwise you’ll manifest more debt in your life or lose the raise real quick.

This post ROCKS. Thanks for putting in the effort and insights. Such an eye-opener. I will be downloading your Excel sheet this week and putting it into action.

Cheers,
Anthony